Business Deposit Accounts
|Annual Percentage Yield (APY)|
|Business Prime Checking||N/A||N/A||N/A||N/A|
|Business Enterprise Checking||$100||N/A||Earnings Credit 0.50 of the average daily balance||N/A|
|Business First Checking||$2,500||$2,500||0.03%||0.03%|
|Business Select Money Market||$2,500||$2,500||0.05%||0.05%|
Other terms and conditions may apply. Rates are subject to change without notice. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. See additional information below or a Customer Service Representative for a complete account disclosure.
Additional Account Information
Business Prime Checking: There are no transaction limitations to this account. An excess item fee of $0.50 per item will apply for transactions in excess of 200 any time during the statement cycle.
Business Enterprise Checking: This account features an earnings credit which is applied to reduce or eliminate some of the fees on the account, including a $5.00 maintenance fee per statement cycle, $0.20 fee for each check paid, $0.20 fee for each deposit and $0.10 fee for each check in a deposit. If the earnings credit exceeds fees for any period, you will be assessed none of the fees but will not be paid, carry forward or otherwise receive credit for any excess earnings credit. The earnings credit begins to accure on the business day you deposit noncash items.
Business First Checking: If the account balance falls below $2,500 on any day of the statement cycle, a fee of $15.00 applies. An excess transaction fee of $0.50 per item will apply for transactions in excess of 500 any time during the statement cycle.
Business Select Money Market: If the daily balance falls below $2,500 on any day of the statement cycle, a fee of $17.00 applies. The APY and interest rate on tiered rate accounts will change based on the account balance. If the balance increases or decreases into a different tier, the new yield and rate will take effect the date the balance changes and applies to the entire balance of the account.
First Seacoast Bank has partnered with a professional service to offer on-demand telephone and video interpretation at no cost to our customers.