Student Loans

Granite Edvance Corporation, located in Concord, NH is the exclusive nonprofit student lending partner of First Seacoast Bank. Offering the Granite Edvance Student Loan and the EdvestinU Refinance Loan, Granite Edvance provides First Seacoast Bank customers access to responsible student financing options. Granite Edvance offers borrowers competitive interest rates, discounted programs, multiple repayment options, and college and career planning with a mission to support New Hampshire students and families in navigating their education and career pathways.

Granite Edvance Student Loan Program

This loan program is intended for undergraduate and graduate students currently enrolled in school and seeking additional funding after exhausting all other financial aid resources. The student acts as the primary borrower but may require a cosigner to meet eligibility requirements. Eiligible borrowers must be a NH resident or a resident of an eligible state enrolled at least half-time at a NH-based Title IV degree-granting institution.

Features 

  • Fixed and variable interest rates available
  • Deferred, interest-only or immediate repayment
  • Interest rate discounts based on the type of repayment and enrolling in automatic debit 
  • No upfront fees or repayment penalties
  • Cosigner release available
  • Loan minimum is $1,000
  • Loan maximum is up to the cost of attendance minus any financial aid accepted 
  • Loan origination support from local student loan experts 
  • Quick and easy online application process - including finding your rate in under 3 minutes!
  • Apply Now

Loans offered through Granite Edvance are private student loans and are intended to supplement, not replace, federal and institutional financial aid options. Students are encouraged to file the Free Application for Federal Student Aid (FAFSA) and to consult their post-secondary institution's financial aid office to discuss all available options.

EdvestinU Refinance Loan Program

This loan program provides existing student loan borrowers the option of combining multiple student loans into a new loan with the potential of reducing your interest rate(s) and/or lowering your monthly payment(s). Eligible loans include federal and private student loans used for attendance at a Title IV degree-granting institution. Applicants must be a resident of an eligible state.

Features

  • Fixed and variable interest rates available
  • Interest rate discount for enrolling in automatic debit 
  • No upfront fees or prepayment penalties
  • Multiple repayment terms available
  • Cosigner release available
  • Loan minimum is $7,500
  • Loan maximum is $200,000
  • Ability to refinance Federal Parent PLUS loans 
  • Loan origination support from local student loan experts 
  • Quick and easy online application process - including finding your rate in under 3 minutes!
  • Apply Now

Refinancing a federal loan means forfeiting the benefits associated with federal loans. We encourage you to speak with your federal loan servicer and research the options before choosing to refinance a federal student loan.


Contact Information 

For more informaiton or to schedule an in-office appointment to discuss the programs, please contact Granite Edvance's friendly and knowledgeable loan counseling team:

  • Phone: (855) 887-5430
  • Email: loansupport@graniteedvance.org 
  • Mail: 3 Barrell Court, Concord, NH 03301

Disclosure

Granite Edvance and EdvestinU student loan products are offered and originated by Granite Edvance Corporation. NMLS ID#1527348

 

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