Student Loans

First Seacoast Bank is proud to partner with the nonprofit, New Hampshire Higher Education Loan Corporation (NHHELCO), located in Concord, New Hampshire, to offer private student loans and student loan refinancing. NHHECLO's EdvestinU loan programs provide First Seacoast Bank customers access to an organization committed to responsible financing options. EdvestinU offers competitive interest rates, discount programs and multiple repayment options. NHHELCO's mission is to support New Hampshire students and families in navigating their education and career pathways. 

EdvestinU Private Student Loan

This loan program is intended for undergraduate and graduate students currently enrolled and seeking additional funding after exhausting all other financial aid resources. The student acts as the primary borrower but may require a cosigner to meet eligibility requirements. Eligible borrowers must be enrolled at least half-time at a Title IV degree-granting institution. 

Features 

  • Fixed and variable interest rates available
  • Deferred, interest-only or immediate repayment
  • Interest rate discounts based on the type of repayment and enrolling in automatic debit 
  • No upfront fees or repayment penalties
  • Cosigner release available
  • Loan minimum is $1,000
  • Loan maximum is up to the cost of attendance minus any financial aid accepted 
  • Loan origination support from local student loan experts 
  • Smooth online application process and quick rate determination 
  • Learn more

EdvestinU Refinance Loan 

This loan program provides existing student loan borrowers with the option of combining multiple student loans into a new loan with the potential of reducing interest rate(s) and lowering the monthly payment amount. Eligible loans include federal and private student loans used for attendance at a Title IV degree-granting institution. 

Features

  • Fixed and variable interest rates available
  • Interest rate discount for enrolling in automatic debit 
  • No upfront fees or repayment penalties
  • Multiple repayment terms available
  • Cosigner release available
  • Loan minimum is $7,500
  • Loan maximum is $200,000
  • Ability to refinance Federal Parent PLUS loans 
  • Loan origination support from local student loan experts 
  • Smooth online application process and quick rate determination 
  • Learn more

Contact Information 

For more information or to schedule an appointment, contact EdvestinU’s knowledgeable loan team: 

Disclosure

First Seacoast Bank is not responsible for the underwriting, approval or servicing of student loans offered through NHHELCO. Loans offered through NHHELCO are intended to supplement, not replace, federal and institutional financial aid options. Students are encouraged to consult their institution's financial aid office to discuss all available options. NHHELCO NMLS ID #1527348. 


Interpreter Services
First Seacoast Bank has partnered with a professional service to offer on-demand telephone and video interpretation at no cost to our customers. 
Learn More>