Personal & Business Certificates of Deposit
Print this page| Minimum Deposit to Open |
Minimum Balance to Obtain APY |
Interest Rate |
Annual Percentage Yield (APY) | |
| 91 Day CD | $1,000 | $1,000 | 1.00% | 1.00% |
| 182 Day CD | $1,000 | $1,000 | 0.50% | 0.50% |
| 1 Year CD | $1,000 | $1,000 | 0.20% | 0.20% |
| 1 Year IRA CD | $1,000 | $1,000 | 0.20% | 0.20% |
| 7 Month CD | $1,000 | $1,000 | 3.93% | 4.00% |
| 9 Month CD | $2,500 | $2,500 | 4.17% | 4.25% |
| 11 Month CD | $1,000 | $1,000 | 4.41% | 4.50% |
| 17 Month CD | $1,000 | $1.000 | 4.89% | 5.00% |
| 18 Month Nest Egg CD | $1,000 | $1,000 | 0.25% | 0.25% |
| 18 Month IRA CD | $1,000 | $1,000 | 0.25% | 0.25% |
| 19 Month Bump-Up CD* | $1,000 | $1,000 | 1.44% | 1.45% |
| 2 Year CD | $1,000 | $1,000 | 0.30% | 0.30% |
| 3 Year CD | $1,000 | $1,000 | 0.40% | 0.40% |
| 3 Year IRA CD | $1,000 | $1,000 | 0.40% | 0.40% |
| 5 Year CD | $1,000 | $1,000 | 0.55% | 0.55% |
| 5 Year IRA CD | $1,000 | $1,000 | 0.55% | 0.55% |
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Rates effective as of 9/1/2023. Other terms and conditions may apply. Rates are subject to change without notice. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. See an account disclosure for complete details and requirements.
*Bump-Up CD: The Annual Percentage Yield (APY) and interest rate may increase once during the term at your discretion and upon notifying FSB. The bump-up rate will be based on the current CD rate offering at that time.