Personal & Business Certificates of Deposit

 

  Minimum Deposit
to Open
Minimum
Balance to Obtain APY
Interest
Rate
Annual Percentage Yield (APY)
 91 Day CD $1,000 $1,000 0.05% 0.05%
 182 Day CD $1,000 $1,000 0.15% 0.15%
 1 Year CD $1,000 $1,000 0.20% 0.20%
 1 Year IRA CD $1,000 $1,000 0.20% 0.20%
 7 Month CD $1,000 $1,000 0.25% 0.25%
 18 Month Nest Egg CD $1,000 $1,000 0.25% 0.25%
 18 Month IRA CD $1,000 $1,000 0.25% 0.25%
 19 Month Bump-Up CD* $1,000 $1,000 0.25% 0.25%
 2 Year CD $1,000 $1,000 0.30% 0.30%
 3 Year CD $1,000 $1,000 0.40% 0.40%
 3 Year IRA CD $1,000 $1,000 0.40% 0.40%
 5 Year CD $1,000 $1,000 0.55% 0.55%
 5 Year IRA CD $1,000 $1,000 0.55% 0.55%


Other terms and conditions may apply. Rates are subject to change without notice. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. See an account disclosure for complete details and requirements.

*Bump-Up CD: The Annual Percentage Yield (APY) and interest rate may increase once during the term at your discretion and upon notifying FSB. The bump-up rate will be based on the current CD rate offering at that time.