Personal & Business Certificates of Deposit
Print this page| Minimum Deposit to Open | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) | |
| 91 Day CD | $1,000 | $1,000 | 1.00% | 1.00% |
| 182 Day CD | $1,000 | $1,000 | 3.79% | 3.85% |
| 1 Year CD | $1,000 | $1,000 | 3.69% | 3.75% |
| 1 Year IRA CD | $1,000 | $1,000 | 0.20% | 0.20% |
| 18 Month Nest Egg CD | $1,000 | $1,000 | 0.25% | 0.25% |
| 18 Month IRA CD | $1,000 | $1,000 | 0.25% | 0.25% |
| 19 Month Bump-Up CD* | $1,000 | $1,000 | 3.69% | 3.75% |
| 3 Year CD | $1,000 | $1,000 | 0.40% | 0.40% |
| 3 Year IRA CD | $1,000 | $1,000 | 0.40% | 0.40% |
| 5 Year CD | $1,000 | $1,000 | 0.55% | 0.55% |
| 5 Year IRA CD | $1,000 | $1,000 | 0.55% | 0.55% |
OPEN AN ACCOUNT ONLINE
Rates effective as of 2/24/2025. Other terms and conditions may apply. Rates are subject to change without notice. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. See an account disclosure for complete details and requirements.
*Bump-Up CD: The Annual Percentage Yield (APY) and interest rate may increase once during the term at your discretion and upon notifying FSB. The bump-up rate will be based on the current CD rate offering at that time.