Consumer Loan Rates

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Home Improvement Loans - Primary Residence4

Amount Terms

Interest Rate

 Annual Percentage Rate (APR) Monthly Payment

$2,000 - $20,000

 12 to 60 months 9.490% 9.598%

$209.97

$10,001 - $20,000

 61 to 96 months 9.990% 10.062% $151.69


Home Improvement Loans - Investment Property4

Amount Terms Interest Rate Annual Percentage Rate (APR) Monthly Payment

$2,000 - $20,000

 12 to 60 months 11.990% 12.100% $222.39

$10,001 - $20,000

 61 to 96 months 12.490% 12.565% $165.23


Personal Loans3

Amount Terms Interest Rate Annual Percentage Rate (APR) Monthly Payment

$1,000 - $20,000

 12 to 60 months 12.490% 12.601% $224.93

$10,001 - $20,000

 61 to 96 months 12.990% 13.065% $227.48


New & Used Autos2

Year Terms

Interest
Rate

 Annual Percentage Rate (APR) Monthly Payment
(per $10,000)
New:        
  Up to 60 months 6.490% 6.911% $195.61
  Up to 72 months 6.990% 7.348% $170.44
Used <90,000 miles        
0-2 years old Up to 60 months 6.990% 7.413% $197.96
3-4 years old Up to 60 months 7.490% 7.915% $200.33
5-10 years old Up to 60 months 9.990% 10.425% $212.42

 

Rates are subject to change without notice. Payments do not include taxes and insurance premiums, if applicable. Rate reduction options may be available for new customers opening a new FSB checking or savings account and by establishing loan auto payment from the FSB checking or savings account. 

2  Down payment and interest rate for new and used auto loans may vary based upon credit rating.

3 Credit rating may effect the term and maximum loan amount. APR and payment based on a loan amount of $10,000 and max term for loan product.

4 Homeowners making improvements to their owner-occupied primary residence (1 to 2 units), investment property or a vacation home on a permanent foundation are eligible. No minimum income level required to apply. Pricing varies by term and property ownership level. Credit rating may effect the term and maximum loan amount.

5A $25 processing fee will be assessed at closing to all consumer loans.