Consumer Loan Rates
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Home Improvement Loans - Primary Residence4
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
$2,000 - $20,000 | 12 to 60 months | 9.490% | 9.598% | $209.97 |
| $10,001 - $20,000 | 61 to 96 months | 9.990% | 10.062% | $151.69 |
Home Improvement Loans - Investment Property4
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
$2,000 - $20,000 | 12 to 60 months | 11.990% | 12.100% | $222.39 |
| $10,001 - $20,000 | 61 to 96 months | 12.490% | 12.565% | $165.23 |
Personal Loans3
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
$1,000 - $20,000 | 12 to 60 months | 12.490% | 12.601% | $224.93 |
| $10,001 - $20,000 | 61 to 96 months | 12.990% | 13.065% | $227.48 |
New & Used Autos2
| Year | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New: | ||||
| Up to 60 months | 5.740% | 6.258% | $192.12 | |
| Up to 72 months | 6.240% | 6.678% | $166.86 | |
| Used <90,000 miles | ||||
| 0-2 years old | Up to 60 months | 6.240% | 6.760% | $194.45 |
| 3-4 years old | Up to 60 months | 6.740% | 7.261% | $196.79 |
| 5-10 years old | Up to 60 months | 8.490% | 9.019% | $205.12 |
Rates are subject to change without notice. Payments do not include taxes and insurance premiums, if applicable. Rate reduction options may be available for new customers opening a new FSB checking or savings account and by establishing loan auto payment from the FSB checking or savings account.
2 Down payment and interest rate for new and used auto loans may vary based upon credit rating.
3 Credit rating may effect the term and maximum loan amount. APR and payment based on a loan amount of $10,000 and max term for loan product.
4 Homeowners making improvements to their owner-occupied primary residence (1 to 2 units), investment property or a vacation home on a permanent foundation are eligible. No minimum income level required to apply. Pricing varies by term and property ownership level. Credit rating may effect the term and maximum loan amount.
5A $25 processing fee will be assessed at closing to all consumer loans.