Consumer Loan Rates
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Home Improvement Loans - Primary Residence4
| Amount | Terms |
Interest Rate |
Annual Percentage Rate (APR) | Monthly Payment |
|
$2,000 - $20,000 |
12 to 60 months | 7.490% | 7.596% | $200.34 |
|
$10,001 - $20,000 |
61 to 96 months | 7.990% | 8.060% | $141.32 |
Home Improvement Loans - Investment Property4
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
|
$2,000 - $20,000 |
12 to 60 months | 8.99% | 9.097% | $207.54 |
|
$10,001 - $20,000 |
61 to 96 months | 9.490% | 9.561% | $149.06 |
Personal Loans3
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
|
$1,000 - $20,000 |
12 to 60 months | 9.490% | 9.598% | $209.97 |
|
$10,001 - $20,000 |
61 to 96 months | 9.990% | 10.062% | $151.69 |
New & Used Autos2
| Year | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| 2022/2023 | Up to 60 months | 4.990% | 5.405% | $188.67 |
| 2022/2023 | Up to 72 months | 5.490% | 5.842% | $163.34 |
| 2021/2022 | Up to 60 months | 5.490% | 5.907% | $190.97 |
| 2019/2020 | Up to 60 months | 5.990% | 6.409% | $193.29 |
| 2013-2018 | Up to 60 months | 7.490% | 7.915% | $200.34 |
Recreational Vehicles - $35,000 or Less
| Type | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New | Up to 60 months | 5.490% | 6.274% | $194.61 |
| Used1 | Up to 48 months | 6.290% | 7.266% | $240.69 |
Recreational Vehicles - More Than $35,000
| Type | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $40,000) |
| New | Up to 120 months | 6.490% | 6.596% | $456.16 |
| Used1 | Up to 120 months | 7.490% | 7.599% | $476.86 |
Rates are subject to change without notice. Payments do not include taxes and insurance premiums, if applicable. Rate reduction options may be available for new customers opening a new FSB checking or savings account and by establishing loan auto payment from the FSB checking or savings account.
1 Used recreational vehicles are vehicles up to 5 years old.
2 Down payment and interest rate for new and used auto loans may vary based upon credit rating.
3 Credit rating may effect the term and maximum loan amount. APR and payment based on a loan amount of $10,000 and max term for loan product.
4 Homeowners making improvements to their owner-occupied primary residence (1 to 2 units), investment property or a vacation home on a permanent foundation are eligible. No minimum income level required to apply. Pricing varies by term and property ownership level. Credit rating may effect the term and maximum loan amount.
5A $25 processing fee will be assessed at closing to all consumer loans.