Consumer Loan Rates
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Home Improvement Loans - Primary Residence4
| Amount | Terms |
Interest Rate |
Annual Percentage Rate (APR) | Monthly Payment |
|
$2,000 - $20,000 |
12 to 60 months | 7.490% | 7.596% | $200.34 |
|
$10,001 - $20,000 |
61 to 96 months | 7.990% | 8.060% | $141.32 |
Home Improvement Loans - Investment Property4
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
|
$2,000 - $20,000 |
12 to 60 months | 8.99% | 9.097% | $207.54 |
|
$10,001 - $20,000 |
61 to 96 months | 9.490% | 9.561% | $149.06 |
Personal Loans3
| Amount | Terms | Interest Rate | Annual Percentage Rate (APR) | Monthly Payment |
|
$1,000 - $20,000 |
12 to 60 months | 9.490% | 9.598% | $209.97 |
|
$10,001 - $20,000 |
61 to 96 months | 9.990% | 10.062% | $151.69 |
New & Used Autos2
| Year | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New: | ||||
| 2023-2024 | Up to 60 months | 5.740% | 6.158% | $192.13 |
| 2023-2024 | Up to 72 months | 6.240% | 6.595% | $166.87 |
| Used: | ||||
| 2022-2024 | Up to 60 months | 6.240% | 6.660% | $194.45 |
| 2020-2021 | Up to 60 months | 6.740% | 7.162% | $196.79 |
| 2014-2019 | Up to 60 months | 8.240% | 8.668% | $203.92 |
Recreational Vehicles - $35,000 or Less
| Type | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New | Up to 60 months | 6.240% | 6.660% | $194.45 |
| Used1 | Up to 48 months | 6.990% | 7.413% | $197.97 |
Recreational Vehicles - More Than $35,000
| Type | Terms |
Interest |
Annual Percentage Rate (APR) | Monthly Payment (per $10,000) |
| New | Up to 120 months | 7.240% | 7.468% | $117.34 |
| Used1 | Up to 120 months | 8.240% | 8.472% | $122.60 |
Rates are subject to change without notice. Payments do not include taxes and insurance premiums, if applicable. Rate reduction options may be available for new customers opening a new FSB checking or savings account and by establishing loan auto payment from the FSB checking or savings account.
1 Used recreational vehicles are vehicles up to 5 years old.
2 Down payment and interest rate for new and used auto loans may vary based upon credit rating.
3 Credit rating may effect the term and maximum loan amount. APR and payment based on a loan amount of $10,000 and max term for loan product.
4 Homeowners making improvements to their owner-occupied primary residence (1 to 2 units), investment property or a vacation home on a permanent foundation are eligible. No minimum income level required to apply. Pricing varies by term and property ownership level. Credit rating may effect the term and maximum loan amount.
5A $25 processing fee will be assessed at closing to all consumer loans.