Consumer Loan Rates

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Home Improvement Loans - Primary Residence4
Amount Terms Annual Percentage Rate (APR) Monthly Payment
 

$2,000 - $20,000

12 to 60 months 6.990% $197.96

$10,001 - $20,000

61 to 96 months 7.490% $138.80

 

Home Improvement Loans - Investment Property4
Amount Terms Annual Percentage Rate (APR) Monthly Payment
 

$2,000 - $20,000

12 to 60 months 7.990% $202.74

$10,001 - $20,000

61 to 96 months 8.990% $146.46

 

Personal Loans3
Amount Terms Annual Percentage Rate (APR) Monthly Payment
 

$1,000 - $20,000

12 to 60 months 8.990% $207.54

$10,001 - $20,000

61 to 96 months 9.490% $149.07

 

New & Used Autos2
Year Terms

Interest
Rate

Annual Percentage Rate (APR) Monthly Payment
(per $10,000)
2022/2023 Up to 60 months 3.490% 3.795% $183.24
2022/2023 Up to 72 months 3.990% 4.248% $157.58
2021/2022 Up to 60 months 3.990% 4.294% $185.50
2019/2020 Up to 60 months 4.490% 4.797% $187.78
2013-2018 Up to 60 months 5.990% 6.299% $194.73

 

Recreational Vehicles - $35,000 or Less
Type Terms

Interest
Rate

Annual Percentage Rate (APR) Monthly Payment
(per $10,000)
New Up to 60 months 5.490% 6.274% $194.61
Used1 Up to 48 months 6.290% 7.266% $240.69

 

Recreational Vehicles - More Than $35,000
Type Terms

Interest
Rate

Annual Percentage Rate (APR) Monthly Payment
(per $40,000)
New Up to 120 months 6.490% 6.596% $456.16
Used1 Up to 120 months 7.490% 7.599% $476.86

 

Rates are subject to change without notice. Payments do not include taxes and insurance premiums, if applicable. Rate reduction options may be available for new customers opening a new FSB checking or savings account and by establishing loan auto payment from the FSB checking or savings account. 

Used recreational vehicles are vehicles up to 5 years old. 

 Down payment and interest rate for new and used auto loans may vary based upon credit rating.

3 Credit rating may effect the term and maximum loan amount. APR & Payment based on loan amount of $10,000 and max term for loan product.

Homeowners making improvements to their owner occupied primary residence (1 to 2 units), investment property or a vacation home on a permanent foundation are eligible. No minimum income level required to apply. Pricing varies by term and property ownership level. Credit rating may effect the term and maximum loan amount.

5A $25 processing fee will be assessed at closing to all consumer loans.