Personal Deposit Accounts
Print this page| Minimum Deposit to Open | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) | |
| Essential Checking | $25 | N/A | N/A | N/A |
| NOW Checking | $1,000 | $1,000 | 0.01% | 0.01% |
| Peak Money Market | $2,500 | $2,500 | 0.05% | 0.05% |
| $25,000 | 0.15% | 0.15% | ||
| $50,000 | 0.25% | 0.25% | ||
| $75,000 | 0.50% | 0.50% | ||
| $150,000 | 0.50% | 0.50% | ||
| Coastline Money Market | $75,000 | $2,500 | 0.35% | 0.35% |
| $25,000 | 0.35% | 0.35% | ||
| $75,000 | 3.06% | 3.10% | ||
| $150,000 | 3.06% | 3.10% | ||
| $500,000 | 3.06% | 3.10% | ||
| Milestone Money Market | $75,000 | $2,500 | 0.50% | 0.50% |
| $25,000 | 0.50% | 0.50% | ||
| $75,000 | 2.47% | 2.50% | ||
| $150,000 | 2.47% | 2.50% | ||
| $500,000 | 2.47% | 2.50% | ||
| Statement Savings | $10 | $10 | 0.01% | 0.01% |
| $300 | 0.03% | 0.03% | ||
| $50,000 | 0.07% | 0.07% |
Rates effective as of 5/01/2025. Other terms and conditions may apply. Rates are subject to change without notice. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. See additional information below or a Customer Service Representative for a complete account disclosure.
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Additional Account Information
Essential Checking: eStatements are required for this account.
NOW Checking: The minimum daily balance to obtain the stated APY is $1,000. If the balance falls below $1,000 on any day of the statement cycle, a fee of $10 applies.
Peak Money Market: The APY and interest rate on tiered rate accounts will change based on the account balance. If the balance falls below $2,500 on any day of the statement cycle, a fee of $10 applies. Limit 6 withdrawals or transfers per statement cycle. A fee of $2 will be charged for each withdrawal or transfer that exceeds the maximum. Available for personal accounts only. Business accounts are not eligible.
Coastline Money Market: The APY and interest rate on tiered rate accounts will change based on the account balance. If the balance falls below $75,000 on any day of the statement cycle, a fee of $15 applies. For existing customers, a $75,000 minimum deposit to open the account must consist of new, non-First Seacoast Bank deposits in order to obtain the stated APY. Limit 6 withdrawals or transfers per statement cycle. A fee of $2 will be charged for each withdrawal or transfer that exceeds the maximum. Available for personal accounts only. Business accounts are not eligible.
Milestone Money Market: The APY and interest rate on tiered rate accounts will change based on the account balance. If the daily balance falls below $75,000 on any day of the statement cycle, a fee of $15 applies. Limit 6 withdrawals or transfers per statement cycle. A fee of $2 will be charged for each withdrawal or transfer that exceeds the maximum. Available for personal accounts only. Business accounts are not eligible.
Statement Savings: The minimum daily balance to obtain the stated APY is $10. If the balance falls below $300 on any day of the statement cycle, a fee of $5 applies. The minimum balance fee is waived for minors under 18 years of age.
Interpreter Services
First Seacoast Bank has partnered with a professional service to offer on-demand telephone and video interpretation at no cost to our customers.
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